Credit Card Payoff Calculator

Our credit card payoff calculator calculates how many months it will take to pay off your card and how much interest you’ll pay during that time.

To use the credit card payoff calculator, simply enter your monthly payment amount, the amount you owe, and your interest rate. You can then reset and adjust to see the impact of different payment amounts. You can also save the results as a PDF to keep track of your goals.

Credit Card Payoff Calculator

Monthly Payment:
Credit Card Balance:
Interest Rate:
Total Months to Pay Off Credit Card:
Total Interest Paid:

Amortization Schedule

Payment Principal Interest Loan Balance
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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Mycheckweb and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Mycheckweb is not responsible for any human or mechanical errors or omissions.